How Much Are Chargebacks Really Costing Your Business?

Most merchants drastically underestimate the true cost of chargebacks. For every $1 disputed, you lose an average of $4.61 when you factor in fees, lost merchandise, and operational costs.

$4.61
Lost per $1 disputed
$33.8B
Global chargeback losses 2025
73.6%
Disputes become chargebacks

📊 Your Business Data

How many disputes do you receive monthly?
Typical order amount that gets disputed
Industry average is 8-12% without automation
Stripe: $15 | PayPal: $20 | Most processors: $20-50
Evidence gathering + submission + follow-up
What is your time worth?

💰 Your Chargeback Costs

Revenue lost (disputes lost) $675
Chargeback fees $125
Merchandise/service cost $270
Time & labor cost $188
Shipping & fulfillment waste $68
TOTAL MONTHLY COST $1,325
ANNUAL COST $15,900

🛡️ With ChargeShield (est. 45% win rate)

Additional disputes won/month +2
Revenue recovered/month $263
Time saved/month 3.4 hrs
ChargeShield fee (25% of recovered) -$66
NET SAVINGS/YEAR $2,364

Stop Losing Money to Chargebacks

ChargeShield automates your dispute responses in 30 seconds. You only pay 25% of money we actually recover. No win, no fee.

Start Defending Your Revenue →

📐 How We Calculate

Our calculator uses industry-standard multipliers based on data from Visa, Mastercard, and Juniper Research. The "true cost" includes the disputed amount for lost cases, processor chargeback fees, estimated cost of goods (40% of transaction value), labor costs based on your hourly rate, and estimated shipping/fulfillment waste (10% of lost transaction value). The ChargeShield estimate uses a conservative 45% win rate based on Visa/Mastercard Compelling Evidence 3.0 standards with AI-optimized evidence packages. Individual results may vary. Sources: Chargeflow Chargeback Statistics 2025, Visa Disputes Monitoring Program, Mastercard ECM.